Credit Sesame: Grow your score

Contains adsIn-app purchases
4.7
192K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Credit Sesame is an all-in-one credit score management app designed to improve your credit score and financial health. Our platform empowers you to access, understand, and build your credit, managing its growth and protection.

We analyze your credit profile to find the best offers for credit cards and products that match your needs, making it easier to reach financial goals.

From understanding your credit score to finding credit card options, our app
provides tools for smarter financial decisions. Whether your goal is to improve your credit score, repair credit, or secure your dream home, Credit Sesame is your trusted partner.

Join millions who rely on Credit Sesame to manage, protect, and grow their credit scores daily.

Be wise and start improving your credit score today with features
like:

â–¶ Check your Credit Score for Free

Credit Sesame refreshes your credit score daily, so you can track progress and stay on top of your credit journey. Understand what affects your score and how to improve or repair it.

â–¶ Credit Report Summary & Sesame Grade

Receive a weekly credit report summary with a simple letter grade, highlighting key factors influencing your credit score, helping you to stay informed and build smarter credit habits.

â–¶ Free Credit Alerts & Credit Monitoring

Stay protected with real-time alerts and continuous credit monitoring. Get notified of credit report changes.

â–¶ See Your Credit Score Potential

Use our tools to explore your score potential. Discover how your current credit behavior may shape your future credit score.

â–¶ Credit Sesame Premium Subscription

Unlock enhanced credit score insights and protection with a Credit Sesame premium subscription. Get deeper insights, and resources to help improve your credit score which includes:

• 3-Bureau Credit Scores: Access your credit scores from Experian, Equifax, and TransUnion.

• Credit Score Simulator: Test scenarios to see how different financial choices could impact your credit score.

• Credit Dispute Support: Identify and dispute inaccuracies that affect your credit score.

• Credit Builder Card: Boost your credit score with our Credit Builder debit card - grow credit with confidence.

• Rent Reporting: Build credit history by reporting rent payments to credit bureaus.

• Instant Credit Offers: Receive personalized credit offers with high approval odds.

Take advantage of these features with a Credit Sesame premium subscription—empowering you to make informed decisions and protect your credit score and financial future.

â–¶ DISCLOSURES

Eligibility and additional details, personal loan interest rates and fees: You can see personal loan offers on the Credit Sesame personal loan marketplace from third party advertisers from which Credit Sesame receives compensation.

Offers have rates that range from 1.99% apr to 35.99% apr with terms from 1 to 10 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Credit Sesame. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender's terms and conditions for additional details.

All loan offers on Credit Sesame require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts.

Personal loan repayment example: the following example assumes a $15,000 personal loan with a four year (48 month) term. For aprs ranging from 1.99% to 35.99%, monthly payments would range from $338 to $594. Assuming all of the 48 payments are made on-time, the total amount paid would range from $16,212 to $28,492.

Join over 18 million members maximizing their credit potential with Credit Sesame. Make informed decisions and take control of your financial future today!

For more information:

All Policies: https://www.creditsesame.com/legal/policies/
Customer Service: help@creditsesame.com
Updated on
Jun 9, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
187K reviews
Danielle R.
June 9, 2025
I wanted information on 2 out of the 3 credit scores. I filled out my personal information just to find out that I only get to see one out of three of the credit scores for free. However, I didn't need info on TransUnion, for I already have access to that credit score. I have to pay to see the other two. It should have been stated that only one credit score is viewed for free. HOW DECEITFUL AND WHAT A WASTE OF MY TIME!
8 people found this review helpful
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Credit Sesame, Inc.
June 9, 2025
We understand your frustration and apologize for any confusion. Credit Sesame offers free access to your TransUnion credit score, and we’re sorry if that wasn’t clearly communicated. Please reach out to us at support@creditsesame.com so we can address your concerns and provide further assistance.
Christopher Nwabuisi
April 25, 2025
Great app for monitoring your credit. I use this in conjunction with another app. Because I'm trying to rebuild my credit. However, the only drawback to this app is. If you have an older phone and Android, it is no longer backwards compatible, which is ridiculous to me when people design these apps. I guess they expect you to buy a new phone every time.They come out with 10 updates.Makes the apps backward compatible simple as that. Don't have time to keep buying new phones to keep up with updat
50 people found this review helpful
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Gabriel Holbrook
May 24, 2023
My credit score jumped over 60 points in the first month. I am absolutely ecstatic about this app, wonderfully made, easily understood, easy to use and navigate and most important of all in my opinion, it does what it says, it raises your credit score not only by 1/2pts, but a substantial amount that matters each time! I've tried several other apps, they're pitiful in comparison. hardly increased score,if at all. Credit sesame for the win! Me for the win! Thanks credit sesame! So grateful!
1,020 people found this review helpful
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What’s new

We are always making improvements to Credit Sesame. To make sure you can access the latest analysis and alerts about your credit score, keep your Updates turned on!