X1 Card

Name: X1 Card
Availability: InStock
Rating: 4.59002161026001 (4559 reviews)
Author: Robinhood

Robinhood

4.6

4.56K reviews

10K+

Downloads

Everyone

About this app

To apply for X1 Card, please visit x1.co.

X1 Card
The smartest credit card ever made. Designed for a new generation of cardholders, X1 Card embodies a new category of credit card.
- 17g of pure stainless steel
- Higher credit limits
- Points on every single purchase
- No annual fee
- No foreign transaction fee
- No late fee

X1 App
The technology powering X1's smart features.
- View your transactions balance and limit at a glance
- Take control of your spending with virtual cards
- Earn up to 5X Points on every dollar spent with boosts
- Earn up to 10X Points when you shop in the app

Cardholder Support
Please contact support within the app, and we'll respond as soon as possible.

Disclosures
X1 is a financial technology company, not a bank.
X1 Card is issued by Coastal Community Bank, Member FDIC, pursuant to license from Visa U.S.A. Inc.

Individual credit limits will vary by applicant and are subject to credit approval and underwriting. We cannot guarantee any specific credit limit, but most approved applicants receive a limit higher than their current average line.

Updated on

25 Sept 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.

This app may share these data types with third parties

Personal info, Financial info and Device or other IDs

This app may collect these data types

Location, Personal info and 8 others

Data is encrypted in transit

You can request that data be deleted

Ratings and reviews

4.6

4.26K reviews

Corey Ballew

17 September 2024

X1 closed my account since I didn't carry a balance with them and hadn't recently used my account. There was no warning or recommendations to use card to keep service going. This is also one of my lowest credit limit cards and interest rate is too high. I also tried to reach out to customer service to keep account open and they refused. Do not use X1, there are many other better credit card companies available with no interest periods, higher credit limits, and better cash back programs.

13 people found this review helpful

nishiki

28 April 2023

Early on, but so far really love this super tech-forward company and app (& of less importance, but still cool, the quality of the physical card as well)! I also love the various virtual card options available in the app... this is a killer, super cool feature... I don't know any other credit cards that that offers virtual card features anywhere close to this one. I also appreciate that they started me off with a generous starting credit limit.

13 people found this review helpful

Fernando David Valdez Guadron

28 April 2023

It is very innovative compared to traditional banking, and I like the setups and incentives offered. There are many ways to get points, however, I do wish the points can be redeemed for full value for the retailers that get them back at less than a cent. By making the redemption to a full cent, you can capitalize on having more people purchase at that particular reatiler, rather than using other cards to make the purchase instead of X1, they will more likely use the X1 card(drawing people in)

2 people found this review helpful