bunq

3.3
27.3K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Say hello to bunq – the mobile bank that's there for you at every new chapter of your life! Whether exploring new countries, building your dream business, or managing a growing family, bunq helps you save, spend, budget, and invest effortlessly. Open your account in just 5 minutes and start your 30-day free trial today.

Our Plans

bunq Free - €0/month
Get started with essential banking.

• 3 Bank Accounts to get you started
• Instant Payments and real-time notifications
• 1 Virtual Card with Google Pay support
• Scheduled Payments and AutoAccept for requests
• Withdraw cash at ATMs (€2.99/withdrawal)
• Earn 3.01% interest on USD/GBP savings
• Invest in stocks with ease
• Buy and sell cryptocurrencies safely
• €1,000 ZeroFX for foreign payments
• Install eSIM and use the bunq app globally even without a data package
• Save on products and services with bunq Deals
• Pocket money: stress-free, automated allowance for your child
• Empower your child to save with smart saving features
• Plant a tree for every €1,000 spent

Business features:
• Tap to Pay
• 0.5% Cashback on business and personal expenses paid with a Credit Card
• Save on products and services with bunq Deals
• Woocommerce integration
• Integration with 50+ bookkeeping tools



bunq Core - €3.99/month
A bank account for everyday use.

All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• Open and manage up to 4 Child Accounts
• 1 Physical Card included
• Personalize your Physical Card to make it uniquely yours
• Shared account access for joint management
• Add loyalty cards for quick access
• Earn points with bunq Points and redeem rewards
• Unlimited ZeroFX
• 24/7 SOS Hotline for emergencies

Business features:
• Director access
• Shared account access
• 100 free transactions/year
• Bookkeeping integrations

bunq Pro - €9.99/month
The bank account that makes budgeting easy.

All bunq Core benefits, plus:
• 25 Bank Accounts for effortless budgeting
• 3 Physical Cards and 25 Virtual Cards included
• Personalize Physical Cards to make them uniquely yours
• Personalized budgeting insights and payment sorter
• 5 Free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• Plant a tree for every €250 spent
• 20% Discount on stock trading fees
• Free for students

Business features:
• Add up to 3 employees
• Employee Cards (debit or credit) and Tap to Pay access
• 250 free transactions/year
• 1% Cashback on business and personal expenses paid with a Credit Card
• AutoVAT

bunq Elite - €18.99/month
The account for your international lifestyle.

All bunq Pro benefits, plus:
• Worldwide travel insurance
• 10 Free foreign currency payments/month
• Earn 2% Cashback on public transport and 1% at restaurants/bars
• Invite 2 friends to form a Cashback team and earn more
• Double bunq Points for even better rewards
• 8GB worldwide data
• Plant a tree for every €100 spent
• 50% Discount on stock trading fees

Your Security = Our Priority
Boost your bank security with two-factor authentication for online payments.

Your Deposits = Fully Protected
Your money is insured up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS).

Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.

bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.
Updated on
19 Jun 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.4
26.8K reviews
Matt Smith
5 March 2025
€150 taken out of my account and they won't fix it. It's been two months and bunq has done nothing to resolve this.I made a purchase, but the app had some sort of problem and my purchase was denied. Then all the times I tried to make the purchase were added on my card as a "reserved payment". It has been well over the 30 days without resolution. This is completely an error with bunq and the app, and they have not fixed it.
93 people found this review helpful
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bunq
21 January 2025
Hey there! Sorry to hear things weren't smooth. We'd love to help! Can you share what happened with our support team? For quick support, use our in-app chat or email support@bunq.com. We're here to make things right and get you back on track.
Peter Walker
1 February 2023
There are lots of bad apps out there but this one is something else. I have never used an app with this many bugs or such non-existent support. I've been trying for a month now to accept an invitation to a joint bank account with no success. I don't have space here to describe every issue and problem because it would run for pages, but please please save yourself the headache and use another bank.
28 people found this review helpful
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bunq
5 February 2023
Hey! Our aim is to provide you with a smooth experience, and we are gutted when we don’t meet your expectations. We’d like to take the opportunity to investigate your feedback further, that’s why we kindly ask you to contact us by sending an e-mail at support@bunq.com 📩 This way we'll be able to review the situation and help you further! 🙏
Mark Genney
12 June 2025
The app is only OK. for a start it's not really attractive or intuitive. I can live with that. Finn the bot is junk, it doesn't really give correct answers to my questions so far. it's useful for finding features that I cannot find because the app is not intuitive. I just invested in a EFT. I wanted to add my stocks portfolio to the home screen. Finn the bot told me I can do this with the + button (you cannot) then the bot told me I need to upgrade my account. its actually not possible.
6 people found this review helpful
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bunq
13 June 2025
Hey Mark thanks for your feedback 👋 We're committed to offering the best support. AI assistants are here to deliver fast, friendly, 24/7 help, and they’ll always check in with a human whenever needed. We value your feedback and strive to improve. If you have a specific issue you want us to investigate, feel free to contact us at support@bunq.com.

What's new

Here's what's changed:

Added an extra layer to Safety Shield when buying crypto, allowing you to see when Safety Shield will turn off and giving you the option to keep it on
Improved the process of buying a data package for your eSIM with double confirmation
Made various bug fixes to enhance overal experience