Credit Sesame: Grow your score

I-Credit Sesame iwuhlelo lokusebenza lokuphatha wonke amaphuzu esikweletu olwenzelwe ukuthuthukisa isikolo sakho sesikweletu kanye nempilo yezezimali. Inkundla yethu ikunika amandla okufinyelela, uqonde, futhi wakhe isikweletu sakho, ulawule ukukhula nokuvikelwa kwaso.

Sihlaziya iphrofayela yakho yesikweletu ukuze sithole okunikezwayo okungcono kakhulu kwamakhadi esikweletu nemikhiqizo efanelana nezidingo zakho, okwenza kube lula ukufinyelela imigomo yezezimali.

Ukusuka ekuqondeni isikolo sakho sesikweletu kuya ekutholeni izinketho zekhadi lesikweletu, uhlelo lwethu lokusebenza
inikeza amathuluzi ezinqumo ezihlakaniphile zezezimali. Ukuthi umgomo wakho uwukuthuthukisa amaphuzu akho esikweletu, ukulungisa isikweletu, noma ukuvikela ikhaya lamaphupho akho, i-Credit Sesame inguzakwethu omethembayo.

Joyina izigidi ezithembele ku-Credit Sesame ukuze zilawule, zivikele, futhi zikhulise izikolo zazo zezikweletu nsuku zonke.

Hlakanipha futhi uqale ukuthuthukisa isikolo sakho sesikweletu namuhla ngezici
njengokuthi:

▶ Hlola Isikolo sakho Sesikweletu Mahhala

I-Credit Sesame ivuselela amaphuzu akho esikweletu nsuku zonke, ukuze ukwazi ukulandelela inqubekelaphambili futhi uhlale uphambili ohambweni lwakho lwekhredithi. Qonda ukuthi yini ethinta isikolo sakho nokuthi ungasithuthukisa kanjani noma usilungise kanjani.

▶ Isifinyezo Sombiko Wesikweletu & Ibanga LeSesame

Thola isifinyezo sombiko wesikweletu samasonto onke ngebanga lezinhlamvu ezilula, esigqamisa izici ezibalulekile ezithonya isikolo sakho sesikweletu, sikusiza ukuthi uhlale unolwazi futhi wakhe imikhuba yekhredithi ehlakaniphile.

▶ Izexwayiso Zamahhala Zesikweletu Nokuqapha Kwezikweletu

Hlala uvikelekile ngezexwayiso zesikhathi sangempela kanye nokuqapha izikweletu okuqhubekayo. Thola isaziso ngezinguquko zombiko wesikweletu.

▶ Bona Amathuba Akho Omphumela Wesikweletu

Sebenzisa amathuluzi ethu ukuhlola amathuba akho wesikolo. Zitholele ukuthi indlela oziphatha ngayo manje ngesikweletu ingasishintsha kanjani isikolo sakho sesikweletu sesikhathi esizayo.

▶ Ukubhaliswa kwe-Credit Sesame Premium

Vula imininingwane yesikolodo esithuthukisiwe kanye nokuvikelwa ngokubhaliselwe kwe-premium ye-Credit Sesame. Thola imininingwane ejulile, nezinsiza zokusiza ukuthuthukisa isikolo sakho sesikweletu esihlanganisa:

• 3-Bureau Credit Scores: Finyelela kuzikolo zakho zekhredithi ku-Experian, Equifax, neTransUnion.

• Isifanisi Somphumela Wesikweletu: Izimo zokuhlola ukuze ubone ukuthi ukukhetha okuhlukile kwezezimali kungathinta kanjani isikolo sakho sesikweletu.

• Ukwesekwa Kwengxabano Yesikweletu: Thola futhi uphikise ukunemba okuthinta isikolo sakho sesikweletu.

• Ikhadi Lomakhi Wesikweletu: Khulisa isikolo sakho ngekhadi lasebhange le-Credit Builder - khulisa isikweletu ngokuzethemba.

• Ukubika Ngokuqashisa: Yakha umlando wezikweletu ngokubika izinkokhelo zerenti kuma-credit bureaus.

• Ukunikezwa Kwekhredithi Esheshayo: Thola ukunikezwa kwekhredithi komuntu siqu okunomkhawulo wokugunyazwa okuphezulu.

Thatha ithuba lalezi zici ngokubhaliselwe kweprimiyamu ye-Credit Sesame—okukunika amandla okwenza izinqumo ezinolwazi futhi uvikele isikolo sakho nekusasa lezezimali.

▶ IZEMBULUKO

Ukufaneleka kanye nemininingwane eyengeziwe, izilinganiso zenzalo yemalimboleko yomuntu siqu kanye nezimali ezikhokhwayo: Ungabona ukunikezwa kwemali mboleko yomuntu siqu endaweni yemakethe yemalimboleko yomuntu siqu ye-Credit Sesame kubakhangisi bezinkampani zangaphandle lapho i-Credit Sesame ithola khona isinxephezelo.

Iminikelo inamazinga asukela ku-1.99% apr ukuya ku-35.99% apr ngemigomo esuka onyakeni ongu-1 kuye kweyi-10. Amanani angashintsha ngaphandle kwesaziso futhi alawulwa abakhangisi bethu bezinkampani zangaphandle, hhayi i-Credit Sesame. Kuye ngombolekisi othile, ezinye izinkokhelo zingase zisebenze, njengezinkokhelo zokuqalisa noma izinkokhelo zokukhokha sekwephuzile. Bona imigomo nemibandela yombolekisi othile ukuze uthole imininingwane eyengeziwe.

Zonke izipesheli zemalimboleko ku-Credit Sesame zidinga isicelo sakho nokugunyazwa ngumbolekisi. Ungase ungafaneleki nhlobo ukuthola imalimboleko yomuntu siqu noma ungase ungakwazi ukuthola amanani aphansi kakhulu noma amanani aphezulu okunikezwayo.

Isibonelo sokukhokha imali mboleko yomuntu siqu: isibonelo esilandelayo sithatha imali mboleko yomuntu siqu engu-$15,000 neminyaka emine (izinyanga ezingama-48). Kuma-aprs asuka ku-1.99% kuya ku-35.99%, izinkokhelo zanyanga zonke zingasukela ku-$338 ziye ku-$594. Uma sicabanga ukuthi zonke izinkokhelo ezingama-48 zenziwa ngesikhathi, inani eliphelele elikhokhwayo lingasuka ku-$16,212 liye ku-$28,492.

Joyina amalungu angaphezu kwezigidi ezingu-18 akhulisa amandla awo esikweletu nge-Credit Sesame. Yenza izinqumo ezinolwazi futhi ulawule ikusasa lakho lezezimali namuhla!

Ukuze uthole ulwazi olwengeziwe:

Zonke Izinqubomgomo: https://www.creditsesame.com/legal/policies/
Isevisi Yamakhasimende: help@creditsesame.com