Krak: Money & Crypto Transfer

Introducing Krak, the new app from Kraken that lets you send money & transfer crypto P2P to 160+ markets globally in seconds, hold 300+ currencies and crypto assets, and automatically earn 4.1% rewards on your balance. No hidden transfer fees. No lockups. Just borderless payments that feel as simple as texting.

GLOBAL P2P PAYMENTS WITH REWARDS
• Send money instantly to 160+ countries using just a @Kraktag username
• Earn up to 4.1% rewards on USDG balance and up to 10% on other assets.
• Zero money transfer fees with transparent, upfront conversion rates

INSTANT & TRANSPARENT INTERNATIONAL MONEY TRANSFERS
• Your money arrives in seconds, not days
• See exactly what you're sending and receiving with zero hidden fees
• When converting between currencies, all spreads are shown upfront before you confirm
• No lockups on balances - access your money whenever you need it
• Manage international finances without juggling multiple apps
• Send Bitcoin BTC, USD, or altcoins seamlessly
• P2P crypto & international money transfer with total transparency

MULTI-CURRENCY BY DEFAULT
• Hold, convert, and send 300+ fiat currencies, stablecoins, and crypto assets such as Bitcoin BTC and Ethereum
• Live in USD, get paid in EUR, send in GBP
• Real-time asset swapping with all costs shown before you confirm

P2P PAYMENTS THAT FEEL LIKE A CHAT
• Pay friends like you send a DM with your unique @Kraktag username
• Share animated paylinks with memes & emojis - feels like texting, not banking
• Chat-like flows make complex financial tasks simple
• Request money, send money payment reminders, split payments & pay friends easily

BUILT FOR YOU, POWERED BY KRAKEN
Built by the team behind Kraken, one of the world's most trusted crypto exchanges. Your funds are protected with institution-grade security, multi-factor authentication, and industry-leading safety protocols.

GET PAID TO PAY
• Earn $10 in USD for every friend that opens and funds an account. You can do it up to 100x, stacking $1000 USD in rewards
• Get a surprise crypto reward (we call them KrakBacks!) after your first successful payment each day*
*Terms and conditions apply: krak.app/krakbacks-terms

Krak is an affiliated brand of Kraken.

Geographic restrictions apply. Instant buy/sell fees apply when you convert one asset or currency to another before making a transfer. Please see our fee schedule for more information: www.kraken.com/features/fee-schedule. Applicable fees will be shown before you make a transfer.

Geographic restrictions apply. Rewards rates are determined and paid out by Kraken in its sole discretion and are subject to change. See our Terms of Service for more info: www.kraken.com/legal. Due to its partnership with Global Dollar Network, Kraken receives an economic benefit with respect to amounts of USDG minted, held on platform, and received in on-chain transfers.

Not investment advice. Crypto trading involves risk of loss and is offered to US customers through Payward Interactive, Inc. View legal disclosures at kraken.com/legal/disclosures.

Terms of Service:
www.kraken.com/legal