MySynchrony

Contains ads
4.7
58.8K reviews
1M+
Downloads
Content rating
Everyone
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About this app

The minimum required version to use this app is Android 11 and up.

Our Synchrony HOME™ and Synchrony Car Care™ apps will be going away at the end of December, however account holders using those apps can still access all the great features in the MySynchrony app. Make the move today using the same login credentials!

Download the MySynchrony App today to securely manage the same private label credit card accounts that you manage on MySynchrony.com quickly and conveniently!*

You cannot access Synchrony Bank Savings accounts and some private label national brand credit cards on this app.

With this mobile app you will be able to:
• Log in securely using TouchID/Fingerprint Authentication
• Make payments to your account
• Check your balance and credit limit anytime, anywhere
• Review your transaction and payment history
• Make changes to scheduled payments
• Securely add multiple bank accounts that you’d like to use to pay your bill
• Explore savings, deals, and offers from our partners nationwide, online, or right in your neighborhood.
• Provide us feedback on your mobile app experience

*Private label credit cards issued by Synchrony Bank.
Updated on
Jun 18, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
57.8K reviews
Lance Frazier
November 30, 2024
Many 'store' credit cards are held and serviced by Synchrony. The app is okay; nothing special to note. The problem with Synchrony is that they will change your credit limit based on your carried balance (many stores offer '6 mo. same as cash' or 24 mo. with no interest'). This triggers the bank to lower your available credit because you carry a balance. Also, if you go several months to a year without using the account, Synchrony will CLOSE it without notice! I've had this happen more than once
101 people found this review helpful
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Lucas Dudley
September 11, 2024
Extremely limited. I can't even see an account history for my Amazon account. I don't have any issues with paying my bill on time for any of my other accounts - but for some reason, here, I'm constantly missing payments and having fees applied. I could swear I've set auto pay up like three times now. Hmm. Edit: I will never buy through Synchrony again, enjoy your pound of flesh.
109 people found this review helpful
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Nicole Vande Berg
December 23, 2024
Edit: I haven't been able to get into this app now for a week. It keeps saying it can't process my login request. App works half the time. Can't seem to sign frequently enough that it gets annoying trying to manage anything. Unrelated to the app, their customer service is clueless. I had to call three times to add my spouse to my account. They kept telling me he was on there, yet he never got a card for over a month.
103 people found this review helpful
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What’s new

Thank you for using the MySynchrony mobile app. We are constantly making enhancements to improve your experience.

Updates include:
• Improvements to the payments experience
• Increased Autopay functionality to enroll, update, or cancel
• View promotional purchases on an account with an active promotion
• Ability to request a credit limit increase on eligible accounts
• Enhanced Marketplace experience to view top brands and premium offers